Money and Change

Money and Change
TRIM Radio
Money and Change

Sep 02 2024 | 00:58:29

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Episode September 02, 2024 00:58:29

Hosted By

Riscalla Victoria Smith Michael Bahas Stu Shear

Show Notes

Money and Change is a financial and preparedness show hosted by Stu Shear, a passionate advocate for financial independence and resilience. This show explores the intersection of money, emergency preparedness, and offering practical advice and inspiring stories.

Each episode dives into a variety of topics, including:

  • Emergency preparedness: Learn how to create a comprehensive emergency plan, build a survival kit, and stay safe during disasters.
  • Financial resilience: Discover strategies for protecting your wealth from economic downturns and unexpected events.
  • Alternative investments: Explore options like precious metals, real estate, and cryptocurrencies, and their potential benefits and risks.
  • Self-sufficiency: Learn practical skills for growing your own food, generating your own energy, and reducing your reliance on the grid.

Join Stu Shear as he interviews experts, shares personal stories, and challenges conventional wisdom about money and preparedness. Money and Change is a must-watch for anyone who wants to take control of their financial future and be prepared for whatever life throws their way.

View Full Transcript

Episode Transcript

[00:00:53] Speaker A: Okay, coconut man. Moon heads and pee. You ready? Seems like everybody's got a price I wonder how they sleep at night when the sale comes first and the truth comes second just stop for a minute and smile why is everybody so serious? Acting so damn mysterious got shades on your eyes and your heels so high that you can't even have a good time everybody looks to their left everybody looks all they write can you feel that? Yeah, we're paying with love tonight it's not about the money, money, money we don't need your money, money, money we just want to make the world dance forget about the bright. [00:01:51] Speaker B: Hey, everybody, welcome to money and change. It's Labor Day weekend. Holy cow. Can you imagine that? Just a couple months ago, you know, it was June, then July, then August, and now school's starting up. It's football weather. Michael Bayhouse will be really happy about football weather. All this stuff going on. Gee whiz, I don't know about you. The summer went by very, very quickly, and as soon as you blink an eye, we could have snow. Who knows? Well, anyhow, welcome to money and change right here on the Trim radio network. And all you do is go to trimradio.com and check out the different shows that we have. And I'll tell you what, let's see if I can get those on the screen. We had a little bit of a problem before the show, and things weren't quite working right. Maybe it was my fingers on the buttons, I don't know. But anyhow, there we go. Trim radio network, we cut the bowl, we serve the truth. And I'll tell you what, about the only time we don't really serve the truth happens to be on my world every Wednesday because we kind of joke around a little bit. But when we start talking money with money and change and all the other shows, hey, we really have to watch what we do because we want to make sure that you get the truth because it's out there and sometimes the big stations don't cover it or they want you to see it as they perceive it. And we're pretty well street shooters here. Well, anyhow, as you can see on the screen, we've got our watch live and our listen live and the different formats that we're in. Follow the dancing fingers there. Yep. And you can see we're on X Instagram and a whole host of other places, and I just hit the wrong button. I got an itchy trigger finger. I guess tonight for some reason, so much stuff going on and I was busy right up until airtime, making some changes and doing different things. And so anyhow, you can listen to us live on air. You can get the app and you can get that free. If you want to talk to us and contact us, all you have to do is click here and hi there, thanks for visiting Trim radio network and all you have to do is just click on it and you can talk or leave a message for us or an email and we'll get back with you. And you know, we have all these different shows on the Trim radio network. We've got adventures away around the bend. We have ranch it up with Tigger and back life walk with Christ God. And that's with Michael Bayhaas. And we have course money and change, which is live every Sunday night unless I have to play a concert. And I've only got one more to go until we enter into the preparation for Christmas. That's amazing. Thinking about Christmas in September. Wow. But anyhow, I do have another concert coming up, so you will get a replay or an encore edition and you can always check out our page on Facebook. Money and change slice, financially prepped and we'll get to that in a minute. The other shows that we have were take point 22 radio show. We have the slobberknocker talk. We have offsides college football 25 the Natural Marketer podcast with Vicki. Oh, I mean Victoria Smith. Oh, I slipped. Well, anyhow, Victoria has a very good show about marketing and you have to check her out. And we also have my world live laughing. Whatever. That's every Wednesday at 08:00 p.m. and that's where we kick back, have a little bit of fun. We've been doing american comedians, so for talking about different things of that nature. We also have the positude podcast and Roscala's red pill reality show. And he says, you know, you can either take the red pill or the blue pill. And I keep telling Roscala, I don't want those, I want the green pill. He hasn't come up with it yet. Well, hey, you know, you can support the station. You can donate, you can contribute, okay? You could advertise or you could host your own show. You could sell merchandise there. And we have some new merchandise. And Victoria just told us in a meeting this last week, we have two new t shirts and right here they are on the screen. You can see now, you click on shop now and there are plenty different things going on. And we've got our cut the bowl, t shirt or sweatshirt. And we have make the right choice sweatshirts. So you got to check those out. But if you click on shop now, then you get to that. We've got all kinds of things. We've got the clock, the morphing mug. We've got a vip membership. We've got, of course, the money and change mug. Maybe I ought to talk them into getting a morphing mug. It says money and change on it. And when it gets hot, money shows up. When it gets cold, money disappears. I might talk to them about that. We have a cut the bowl, custom pin button. We have other things available. Just check us out. Okay, but check us out, because every time you buy something for the show, what happens is it supports the show. The money from that goes directly into paying for airtime, and air time is expensive. And so everything that you help us with goes into airtime. And we do have a good time with that. None of us get paid, and really, I don't think we want to be paid because we want to help people. Okay, so all you have to do is just buy the merchandise or donate or have your own show and advertise, and it helps support the station. Personally, I donate the money for the BMI radio license that we have to have for music. And that's not cheap. That's about $400 a year, and I have to do that part. And I like to help people out. Oh, drudge report. We're on that page already. Son of a gun. I didn't know that I brought that up. I hit the wrong button again. Me and buttons. It doesn't work, guys. It doesn't work. Well, guess what? We also have the money and change slash financially prepped page on Facebook. You can check us out. Of course, we have a lot of members, and all you have to do is just say, hey, I want to join, and let me know. I'll invite you into the room, and you're good to go. The big thing is you can't post anything derogative, nasty, or whatever. Derogatory, not derogative, derogatory. In other words, be a good person, not be a nasty person. Okay. Well, anyhow, we also post some things like, you'll regret not prepping for this. Hey, some of that talks about laundry soap and detergent and prepping on other things. What does getting out of debt feel like? I know what it felt like for me. All I could say was, yee ha. I didn't have to pay for my car. I didn't have to pay for my house. All my debts were paid off. Yeah, and you can put that money into cds or other forms of investments. If I want to go to Florida, I can go to Florida anytime I want. I want. I'm not going to Florida yet. Hurricane season. I'll probably wait until about March and maybe go down this march and do that in 2025. I went down to Florida for about 20 years straight, just around March and always had a good time. Spent a couple weeks, came home and I was good to go. One time I went down to Florida and it was in November, and I got off the plane at Tampa and I was taking the limousine back into Clearwater beach, and I noticed some strange things. Palm trees with tinsel and stars and Santa Claus. I mean, it was totally different. Somebody up north, totally different. It was cultural shock, if you know what I mean. But anyhow, check us out on money and change on our Facebook page. And I'll tell you what, there's a lot of stuff there. I put a lot of things that you can go ahead and click on other articles from zero hedge and you think, well, he's a prepper. Well, I am, but I'm not. I want to survive, okay? And if that means I have to buy extra soap when I go to the grocery store or I have to get bar soap or liquid soap, or I have to get paper towels or the ever loving toilet paper, okay, it beats leaves. But anyhow, you, you know what I mean? And every time you go buy five extra cans of food and at the end of the month you get 20 cans of food and you can doctor that up in one can a day, two cans a day. Hey, that's fine. Among people, you can do a lot of different things. And if that's prepping, okay, in an emergency, do I have batteries? Do I have flashlights? Do I have canned heat? Sternocans? Yeah. Do I have candles? I have special candles that. Three candles and a special device, and it lights up all night long and provides heat and you can cook on it to a degree. Okay, so if that's a prepper, I guess I'm a prepper. Are you a prepper, too? Wait a minute, that's a doctor pepper commercial. Anyhow, we have all of that on our money and change slice. Financially prepped page, different things. Ten essential no cook foods to stockpile before November 2024. Hey, that's coming up two months away. And considering this is September, so you got September, October, and by the 1 November, I would have ten essential no cook foods. Okay? And you can watch that video also. The max, he's saying, get out now. Three warning signs that civil unrest may be happening. I hope that isn't the case, but he's trying to point out some very good things. If you live in the city, things could get tense. And he said, do this now with cash. And he's right. Watch how your cash is. You might want to make sure that you have some cash in a special place so that if one day the banks just don't open up, there's a bank holiday or weekend or whatever, and you can't go to the ATM and pray to the plastic goddess and get your, you know, your dollar bills. You better be prepared. And that's the scary part. A lot of people are talking about that now. Also, Danny over at. Well, actually, it's. Now it's pecan Grove. Don't do what I do porch time. And you want to check it out. He's at Pecan Grove and they're getting ready to move. They want to do something different, so they're going there. Hey, there's one thing I forgot to do, guys, and that was the disclaimer. The information contained in this presented material is from the posting of news agencies on the Internet that are not necessarily the views or opinions of the owners of this program. Nothing in this show should be and considered as legal a medical, financial or investment advice. You should always do your own research and consult with professionals. We are not responsible for and expressly disclaim all liability for damages of any kind arising of use, reference to, or reliance on any information contained in this broadcast. Wow. Son of a gun. There's that. Well, I'm going to zap you. How's this? Remove it. Ah, there it is. Hey, um, we were talking about the money and change Facebook page. Of course there's picture of Danny. And you can't see it because I didn't present it, did I? Boy, am I messing up. I just don't know what's going on here. I better share the screen. There he is. And, you know, we were talking about Danny and Pecan Grove. Hey. Prepping for any event, hurricanes, whatever. Water, bottled water or a Berkeley water filter. And that's the silver one here. The key to emergency water preparation before stuff hits the you know what. Well, anyhow, there's things for you to check out there. The videos. Okay. And so you want to be able to do that. And I post a lot of different things during the week, so you get to see a lot of things right here. Right on. Money and change. Financially prepped. Oh, he's so happy. Son of a gun. I. Wow. Well, what else is going on? Let's see here. We did some of the shout outs, but I forgot to give a big shout out to the trim radio network for carrying the show. And we have a lot of fun with the Trim radio network. A lot of good people there. Victoria Smith, Roscala Stefan. We've also got Michael Bayhas, myself and others, and we have a lot of fun doing the show. Big shout out to the University of Findlay at www.findly.edu. and they are merging with the University of Bluffton. And it's actually the University of Bluffton is merging with the University of Findlay. And the University of Bluffton is an NCAA division three school. And the University of Findlay is an NCAA Division two school in sports. But they're both, both very good academic schools. The University of Findlay has three campuses, and Findlay is an all american town. Great place. And I'll tell you what, they've got three campuses, hazardous materials campus. They've got the main campus, and that has most of your classes there for your bachelor's, master's and doctoral degrees or advanced studies. And they also have the equestrian campus. And gee, you say, well, what doctorates do they have? Well, physical therapy. And it's mandatory in Ohio that you do have a doctorate in physical therapy and you have to be licensed for that. And they do other things in physical therapy and pharmacy. They have a lot of different things, education. So you just have to check them out. The University of Findlay at www.findley.edu. great students, good facilities, great president and doctor Kathy fell. She's been there for quite a while, done an excellent job. She's a very super person. Okay, so check them out. Also, a big shout out to the rusty ducks custom pens and blanks. Phil over at Rusty Ducks custom pens and blanks has always done a fantastic job. Both Michael Behoss and I have pens made by Phil. We bought them. But if you have a business, if you have a school, a university, grade school, kindergarten, you know, whatever, and you have somebody that you want to award a very good customized pen, that's the place to buy it from. Is Phil over at Rusty Ducks custom pension and blanks. And if you just want the center sections made, he will do that for you. That's the blank section. But if you like a good second amendment pen, oh, man, he's got some good ones. So you want to check him out. Also check out money and change every Sunday at 07:00 p.m. my world live laughing. Whatever. Hey, that's Wednesday at 08:00 p.m. we can kind of kick back a little bit and you can bring your popcorn and your favorite I beverage if I can pronounce words tonight and have a good time. And we, I think we talked about Red Skelton and a few other people. And of course JD Mercer. I always have JD Mercer run. It's. He's pretty funny. He's out in Tulsa, Oklahoma. Well, anyhow, guys, some of our other YouTube friends, I mean, I do have them Patara over at Appalachia's homestead. She's down around the Knoxville, Tennessee area. Fantastic lady has a fantastic program, so you have to check her out at Appalachia's homestead. And we also have countryside acres with Aaron Feenstra. And they're building a house and big deal. Building a house. Try building it in Russia where things are different. And he wants to farm there. And he was showing how to build a stick built house, because in Russia they don't have stick built houses. For the most part they're all brick, stone, concrete. So he's doing a western style home on, I believe he bought 72 acres for farming. And he was a farmer in Alberta, Canada, so his family, I think he's got like nine in the family. That's a lot. And so they're there and the kids were actually helping to build. It was amazing watching two of the kids putting up vapor barrier in a house. And they're only one's 16 and one's 14. Can you believe that? And the 14 year old is a fantastic carpenter. He also does electrical work. I mean, this is an amazing family. You have to check them out. Also a big family homestead with Brad and Krista out in Wisconsin. And we have also the deep south homestead. Actually, it's pecan grove now with Danny and Wanda King. Great people. The LDS prepper with David Gilmore. He's done over 600 videos. And he, that gun Dave, he got me hooked on GMRS radios. And these things are really neat. This is ocean. Wou x u n, but it's pronounced ocean. And it's a 935 g. And it's got a Nagoya antenna, which is the key thing here. The Nagoya 771 g antenna. Guess what? I can talk all the way to Dayton, Ohio, 35 miles away. Yep, on this little handheld. If I get it right, there we go 35 miles away to a repeater, and I can talk about 95 miles out from that. It's neat. You get to meet all different kinds of friends and you can pick up other things too, even fm radio. It's a good thing to have. And the good thing of it is the license is dollar 35 and it's good for ten years. And anybody in your family can use that radio as long as they behave themselves on the air. Okay, so that's, that's a biggie there. Wow. We've got Patriot nurse Rachel and she talks not only about health issues and nursing, but she also talks about the economy and everything else that's going on. So you want to check her out? We have prepper nurse one with Ed Carswell. He's still building down in West Virginia. And he's a nice guy. I've corresponded with him a few times. And then there's prepper Princess Amber Stork. And I've got videos of Amber and some of the things that she does to save money. She's a self made millionaire. And I'll tell you what, she lives simply. She watches how she spends her money. She's great. She really is very common sense person. Then there's southern prepper one with Dave Kohler. I've known Dave for over 15 years, I'll put it that way. Very good guy. He talks a lot about the economy, prepping and everything else. And then there's the max. And those are my latest discoveries. And they're also on the website. So you want to check them out. Wow. What's going on here? I'll tell you what. There was a thing that I need to put up. No, it didn't go up on the screen. If I can get it up there. There we go. Things are working now a little bit. There was an article that I saw as a community service announcement. Over half people worldwide expect to harm, expect harm from their water in the next two years. Do you filter your water? Do you really filter your water? I know I do. I have a Berkey water filter and I also have a pure water filter. And the water comes off the tap into the pure filter and then that goes into a container which is put, emptied into the Berkey water filter. And so every time I take a drink of water, it's been filtered twice. And people say, well, that's expensive. Not really. One of the filters is good for, I believe, 4000 gallons. Three or 4000 gallons. I don't drink that much in a year. So, you know, my filters are probably going to last me probably three, four, five years. And I always have spares and it's great. It takes the chemical taste out of the water as well as other impurities. But anyhow, with this article with people worrying about water, and you can see it here, over half the people expected harm from their water. In the next two years, you can pick up Giardia, which is a parasite. That's an interesting thing. You really don't want to get that. But Marina Zhang from epoch Times was doing this, and she said a survey across 141 countries found that more than 52% of respondents anticipated serious harm from drinking water in the next two years. And the study was published by the Nature Communications analyzed data from more than 148,000 adults from 2019. Lloyds Register Foundation World risk poll. Well, that's a mouthful. The lowest rate was reported in Singapore, about nine tenths of a percent, and the highest was reported in Zambia, which is about 54.3%. And they talked about perception versus reality. You know, you can think that your water is pure, and then when you get it tested, it may not be pure, it may not be as safe as what you think. I know when I went to school at Xavier University, the water tasted like chlorine and it was strong. And Cincinnati had to do that to the water to keep the creepy crawlies from causing problems to people. I think they've changed that a little bit now. It's not as prevalent, but I know at Xavier University, oh, man, it was strong. I couldn't drink the water. I would always have to drink pop, or as they say in the east, soda. But they're also talking about corruption is the biggest driver. And nature communications studies showed that the public perception of corruption is the strongest predictor of the anticipation of risks from drinking water. And several factors may explain different, why different countries have, you know, rates of that type of stuff. I mean, there's going to be corruption in any country. Let's face it. I was just watching a video from the sanctioned Ivan, and he's a Russian who's in, oh, I believe he is in the Philippines now, or he went back to Pattaya in Indonesia, and he was talking about some of the corruption that's over there. And he said, you know, it takes 3 hours to get an ambulance because they have all these potholes in the roads. And he said if they wouldn't spend their money on some of the war efforts and some other corruption they've got, they might have really decent roads. Well, corruption is everywhere. I don't care what country you're in. Maybe not as much in Switzerland, because I believe the Swiss don't put up with it. But anyhow, you know, you've got water concerns, and even though you have a pure source up in the mountains, as the water goes downhill and down towards the ocean, if you know what I mean. It picks up crud. Some of it's human crud, some of it's animal crud. So you want to be able to filter that out. And a good filter is a Berkey water filter. I don't make any money for saying it, but that's what it is. It's a Berkeley water filter, and they are great. And I know how to make a spare Berkey very easily using two buckets, a lid, and two Berkey filters. Now, mine is a little bit special because I've got fluoride filters. It takes the fluoride out of the water, and they said, well, you need fluoride. No, you don't. It's a chemical byproduct, and I'll let you look at that. But anyhow, the, the fluoride, you don't need. So that's why I drink the Berkeley water filter. And I think my intelligence probably improved a little bit, I'll put it that way. I didn't want to make other crazy claims, you know what I mean? Anyhow, gee whiz, what else is going. We've got all kinds of stuff. Um, the next one I wanted to talk about, have you ever been to big lots? It used to be odd lots, and then it was big lots. Well, guess what? A lot of them are being closed. And locally, I was thinking, oh, man, I hope it doesn't close. But a lot of them in Ohio are being closed. I don't know why, because you can get some really good deals there. But anyhow, over half of those stores are getting kicked in the teeth, according to Mike Gilman, or Mark Gilman at the Epoch Times. And he says lackluster consumer confidence is negatively affecting discount retailers such as Dollar general and big lots. And Dollar General's shares dropped 32% on August 29 after the company admitted in its earnings report that lower income customers are still struggling while big lots fortunes are in a tailspin. Now, big lots used to be owned by Schottensteins in Columbus, and they used to have a lot of good things at big lots, from furniture to toothpaste, some clothing, um, outdoor stuff. I mean, it's neat to walk around in there, and sometimes you find some very good buys. And I like to go there. I mean, I can go to big lots and find, um, a jug. A big jug, I'll call it that way of, uh, laundry detergent from arm and hammer. And you go down the way to, um, someplace called Wally World. No, it's not. We call it Wally World. Everybody calls it Walmart. And you'll find something that was at big lots for nine or $10, up to eleven or twelve. And then if you go to Kroger's and you look at the prices there, you're 13 or $14 for the same thing. So you get good deals at big lots. You just have to look for them. But they're there, and now they've got furniture. They've got everything. Well, schottensteins over in Columbus actually started big lots, and one time I got to meet one of the schottensteins, believe it or nothing, and he drove into the restaurant that I was running, and he had a Mercedes Benz, and the license plate was shot one. And I wondered who it was, and I was talking to him, and, oh, yeah, he owned Schottensteins, which is a big store. Whether or not they did clothing or. Or they did furniture, things like that. It was in Columbus. They had several locations. And from there, big lots came into existence, probably about ten years after that. And this is going way back, but it's amazing who you can meet. Well, they're saying middle scale retailers, Abercrombie and Fitch, that was a big name, which made a significant comeback in 2024, saw its stock drop 15% this week, while drugstore chains Rite Aid has emptied up to 500 stores because of a bankruptcy filing. And they tell you that everything's fine in the economy. You know, they built all these dollar generals. I mean, my God, my town has, let's see, three dollar generals. Three. One would work. Three? That's overkill. And so now they're doing that, and they're going to be rearranging those and probably selling. And you can see by the screen, you take a look at net sales of everything, and then the prices of stuff. Everybody says, you know, it's expensive. Anymore. Yeah, it's. Food is expensive. If you go to big lots, they aren't that expensive on some things. They get some different types of food there and different types of things, but it's a lot cheaper and the same thing in the dollar store. You can get good things. But even though the government saying, I think we had 2.89% inflation, it came down. Is that really, truly what we've got? People were laid off from work due to Covid. Then the jobs came back, but then people were having to work two and three jobs to make up for the one that they lost. See, something doesn't seem right here. Something is not right. You have to work three jobs just to make what you did in the first job that you ever had. That's not right. And I see a lot of people in the restaurant industry that they will be working one store during the day. They take two or 3 hours to get some sleep or rest or whatever, and then they go back and they work again till midnight. Then they go back in the next morning at about 07:00 and that's working two jobs. Think about working three. It never used to be that way. There's inflation out there. That dollar is not worth much. Okay? And what happens? It's government spending. They spend money like there's no end to it. I mean, even a drunken sailor knows when to quit because he runs out of money. Government doesn't. They just print more money. It's kind of crazy, isn't it? Another thing I was finding out about, more than half of commercial baby foods are not healthy. I don't know about you, but I haven't had baby food in a long time, and I'll be darned if I will. Again, some. Something about creamed peas or creamed spinach just does not appeal to me. How about squash? Did you ever like squash and mushy peas? I don't know, but Tyler Durden had a thing in zero hedge today, and it was authored by Huey Freeman of the Epoch Times. And he was talking about some baby foods are unhealthy and baby foods like. Well, anyhow, many foods marketed for infants and toddlers are unhealthy and may lead to increased obesity, probably because there's too much sugar in it, poor dietary habits, and chronic diseases. According to a new study examining many of the most common products, researchers analyzing 651 products from ten us grocery chains discovered that 60% of the processed foods fell short of nutritional requirements set by the World Health Organization, better known as the WHO. And the foods sample were intended for children six to 36 months old. Going back when they had some Gerber products. You know, they had those in the baby food jars and they weren't all that bad. But maybe they were healthier then as they are now because of the sugars in there. They said the lowest compliance was found for total protein and total sugar, with over 70% of the products failing to meet protein requirements and 44% exceeding the total sugar recommendations. Maybe that's why babies are happy to get off baby food and get with regular food. And they were saying early childhood is a crucial period of rapid growth and when taste preferences and dietary habits form. And some of the things that I've read, they keep talking about food and processed food, and we need to eat more natural food, more raw foods and more salads. I'm for that. Do I eat a lot of fried potatoes? Rarely. French friesen? Rarely. The other night I had some pot roast and it was mostly vegetables and it was good. And sometimes I go out and I will get a salad, sometimes I'll get meat and vegetables. I've stopped eating desserts. I used to like to go to a restaurant and get a pie, especially if they were known for good pies. I thought, boy, this is really great. And after a big meal I thought, well, I'll get the pie and I can always take it home. I don't do that anymore. It's just one of those things. So much going on. Have you ever heard of price controls? You know, that's when the government says, well, you can only charge so much for something. And on the surface it seems good, but it really isn't. Well, a lot of things happen on price controls. And I've got an article here from price controls to mass starvation. And it was done by Peter St. Onge or on j of money medals and from taxes to spending one of the presidential candidates. So I'll just leave it at that. Is the most left wing majority party candidate since George McGovern, who proposed a universal basic income in 72 and went on to win a single state, just one state. But this candidate we have now has a harebrained scheme, according to the article, and it's price controls. And where she's to the left of McGovern, threatening to punish grocery stores for daring to charge more than their costs. Think about it. If their cost was a dollar a can for soup and they had to pay employees, and so the wholesale was a dollar for that can of soup, and then their employee costs might be an extra ten cents per can and they might need an extra $0.10, which should be total $0.20 added also. Now it's a dollar 20 for that soup. And the government says, no, you can't do that. It has to be at a dollar. Well, then they're going to lose 20%, $0.20 on that dollar of 20%. Nobody's going to make a profit, and in the end nobody is going to produce. You have to be able to make some money on your products. If you don't, then people just don't make them. So if the grocery store, well, says, well, I have to make at least $1.20 or $1.30 on that one can of soup. And the government is saying, no, I can only charge 100. I can't make any money. I'm losing money. If I'm losing money, I can't afford an employee. And my stockholders are going to be really nasty people, and stores are going to close. They're talking here from price controls to mass starvation. And the only way you can get around masturbation is if you basically grow your own food. Have you done that this summer? Do you have a small garden? I've had some luck with zucchini. I've had as much as, I believe, a four and a half to five pound zucchini coming out of six plants. And I'll tell you what, it was good zucchini, too. Cherry tomatoes, they're going bananas this year. They didn't last year. I've got no heat. Jalapeno peppers. I'm going to save the seeds from those, dry them, and use them next year because it's hard to find the plants when they have them at the different stores to buy. Do you have a seed vault? You can get heirloom seeds, and you can take heirloom tomatoes, grow those, and then when you harvest them, then you take the seeds out of the center, you wash them, you dry them and you store them. You can use it again. A lot of the stuff that you get in the grocery stores now, you can't do that with, because those seeds are GMO seeds and they do not reproduce. So you might want to find some of the natural seeds, if you know what I mean. We don't need any mass starvation. This country went through once in a depression, and here it shows a supply and demand with a price ceiling. And you can see where the support or the supply and the demand cross. That's the ceiling, okay. That's the top ceiling, and there's another ceiling below that. And then underneath you have shortages. It's common economics. And the stage one to this whole thing that these liberals think about, I really don't get into politics, but I have to on this one a little bit. The stage one is they bankrupt the grocers, and the grocers can't explain to people, well, I can't get you certain things because it costs too much and I have to add to it and so forth. And the government only says, it's this, sorry, hurts to be you, or as they say, New Jersey sucks to be you. And eventually, people that normally would drive the grocery store, well, they can't afford to do anything. So then they end up walking, or they end up having it maybe delivered at a very high price. You take a look at store shelves in Chicago, New York, out western California. That's scary. That is very, very, very scary. And I'll tell you what. I I don't know. I mean, it gets very scary when the shelves are empty because then people get upset, and people get upset. Then they start rioting, and then they start doing some crazy stuff because you got to feed your kids. I mean, let's face it. You got to eat. And if you're starving, even a white castle would work, wouldn't it? Okay, so are we going to get back to Venezuela? But there were different stages. And first you bankrupt the grocery stores. Next you bankrupt the food producers because they can't produce anything because you don't make any money on it, and you create shortages. And so, you know, for example, here it's saying craft foods costs aren't being controlled in their ingredients, wages and parts and electricity. It all adds up when you're selling a product. And if they can't make any money and they lose money, they go out of business. They can't afford to do something. They let people go. And as food producers downsize or go under, you now start getting actual shortages. That's why you need it. Need to have a small garden or a way to maybe get together with other people and grow different things. Stage three is to bankrupt the farmers, which brings us to the final stage, because according to the report, farmers, too, are now forced to sell at a low price, and their inputs, like fertilizer and tractors, are still going up. I had a friend of mine that had a tractor, and I said, John, I said, how much is the tractor? He said, $750,000. I said, is it a new tractor? He said, yeah. He said, I got another new one coming next year. Every year, he gets a new tractor. Holy cow. But he needs it. Hey, there was one thing, and let's see if I can get this on the screen because we're starting to run out of time. And the one thing that I got to get you to is bankrate.com. and let's see if I can get to a happier wallethead or a healthier wallet and happy you okay? I discovered this site. You can take a look at it, and it's bankrate.com. they talk about cd rates, high yield savings, home purchases, credit cards, personal loans, investing, home refinance and home equity. And they have calculators. They talk about offers, too, but they have calculators for you. Okay, now, I want to tell you something. Mark this page, bankrate.com. check it out. It's a very important thing because a lot of people right now, some people are trying to sell a house, some people are trying to buy a house. And banks don't like to lend out money right now. Does that tell you things are shaky? You know, there was an article about Warren Buffett dumping a bunch of bank of America stock. Okay, what's he going to turn it into? I don't know and I don't think he said, I imagine it's going to be gold and silver and we haven't talked about that tonight, but bankrate.com is something you need to check on. Okay. Wow. Why Americans are cautious about buying a home. I'll put that up on our website. I was going to do that tonight as Brad Smith was doing that. And there's a video with it and I will get that up there for you. Oh, what else do we have going on in this insane world? We won't talk about inflation tonight because we're just about running out of time. Florida. Oh, yeah. Florida's retail or retiring sites, if I get my tongue, to work tonight, it's been a one, one heck of a day. Let's take a look at Florida. Florida retirees are fleeing. There it is, Yahoo finance. Okay. Florida's retirees are fleeing. Experts predict these five states will be top retirement spots in ten years. They say as many Florida cities like Miami continue to grapple with the ever increasing cost of living expenses, some retirees may question if it's a in their best interest to retire in Florida. I always thought it would be nice to retire in Florida. And rural Florida is great on the beach. That's where all your tourist people are. The interior. Florida, it's the, rural Florida is nice. It really is. But they're talking about Texas. And a lot of people there is going to be popular in 2025 as a retirement destination. Maybe along the gulf. The interior of Texas. I don't think so. It gets hot down there. I've been there. Man, is it hot. New Hampshire and North Carolina are places, you know, there are a lot of other states that are out there. You have to find the cheapest one to live in. And maybe it's going to be Wyoming. I couldn't tell you for sure. It could be very well, much Wyoming, maybe Utah. It's not going to be Florida. It's not going to be California. It's not going to be Arizona. You're just going to have to check around for the right state. And if you go to Wyoming, it's going to get cold in the wintertime. Okay. So you have to pick your own spot. Friends of mine went down to Panama and they retired in Panama and they love it down there. The big thing is that they have to learn Spanish and they speak English and Spanish there. But the taxes are cheaper. The life is a little bit slower. And they have a house next to a beach. And it wasn't a big popular beach either. It's a remote beach. And one of these days I'll get down to see Scott down in Panama just to see how it is. I don't know how hot it gets in the summertime. It might get as hot as up here. I don't know. I'll have to check it out. So Scott or Melissa, if you are watching, hey, send me an email. Let me know what it's like in Panama. I know the taxes are cheaper, medical treatment is cheaper. I imagine insurance is cheaper. It's just something that I have to check out. Well, hey, guys, is there anything else that we need to take a look at? Well, we'll just take a look at precious metals here. And the only reason I want to do that is I want to show you with precious metals what has happened over last week. And you can see here on precious metals with APMA. Ap m E x. Come on, mouth. Work. We have gold is a $2,516.60. It's up $8.50 an ounce. Silver is at $29.07. It's up over $0.12 an ounce. You say, oh, big deal. Yeah. But have you ever tried to buy silver? Your minimum cost is going to be about $35 an ounce. It's scarce. It's used in manufacturing, too. And platinum just went down to $944.50. It went down, seventy cents. And palladium, that's done in manufacturing. And, you know, no biggie there. But gold was something to watch at $2,516.60. I mean, I don't know how many years back, gold was like fifteen hundred dollars and it went to over $2,000. So you could make some money. But what people are doing, it's because they're hedging. And the only reason that they're hedging is it's a safe place to put your money. Okay. The value goes up. Something to consider. Wow, guys, we've, oh, boy. We have just about shot through this hour. Check out money and change slash financially prepped. And you want to check that out for sure. And we'll be doing updates during the week, and we'll see you next Sunday. But I'll tell you what, watch your money, pay down your debt, put some money aside, buy some long term food, make sure you have your medicines and everything else. You know, the yada yada. Okay. Check us out on Facebook, and you have a good week. [00:57:53] Speaker A: Okay, coconut man, moon heads and pee. You ready? Seems like everybody, everybody's got a price? I wonder how they sleep at night? When the sale comes first and the truth comes second? Just stop for a minute and smile? Why is everybody so serious? Acting so damn mysterious? Got shades on your eyes and your heels so high? That you can't even have a good time? Everybody look to their left? Everybody look to their right?

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